Built for four cards or more

Cash Pass picks the card you tap

Connect the cards you own, set rules for the stores you visit, and at the register Cash Pass tells you which one to tap.

Get Cash Pass
Get Cash Pass
Which card to tap

History, rules, categories, and caps. One answer.

Open Pass
Your rules

Set once. Change whenever.

That supermarket

6% groceries card

All gas stations

4% fuel card

Cap check

See remaining category space before you tap.

Open wallet
Use this card

6% on groceries. Cap still open.

Which card to tap

History, rules, categories, and caps. One answer.

Open Pass
Your rules

Set once. Change whenever.

That supermarket

6% groceries card

All gas stations

4% fuel card

Cap check

See remaining category space before you tap.

Open wallet
Use this card

6% on groceries. Cap still open.

Which card to tap

History, rules, categories, and caps. One answer.

Open Pass
Your rules

Set once. Change whenever.

That supermarket

6% groceries card

All gas stations

4% fuel card

Cap check

See remaining category space before you tap.

Open wallet
Use this card

6% on groceries. Cap still open.

Which card to tap

History, rules, categories, and caps. One answer.

Open Pass
Your rules

Set once. Change whenever.

That supermarket

6% groceries card

All gas stations

4% fuel card

Cap check

See remaining category space before you tap.

Open wallet
Use this card

6% on groceries. Cap still open.

Cash Pass at the register recommending the Blue Cash Preferred for 6% back on groceries
Works with the cards you already carry
Visa
Mastercard
American Express
Chase
Capital One

One answer.

Why this card wins

Cash Pass weighs your spending history, the rules you wrote, rotating bonus categories, and caps and fees, then names the card to tap.

Your own history

Twelve months sorted by merchant

Caps and fees

Catch a spent cap before you tap

Rules you wrote

Rules that win over automatic picks

Rules first. Caps counted. Fees netted.

A rule you set for a shop wins over everything else. Caps are tracked through the year. Annual fees come off the total so a card that costs more shows it.

Merchant rules that win over automatic picks
Rotating category reminders before you miss them
Annual fee ledger so costly cards show up
Get Cash Pass
Get Cash Pass
Cash Pass explaining why the Amex Gold wins at a restaurant
Grocery run this week
69%

Cap used

6%

Bonus rate

Your card picker for the phone you already carry

The moment at the register

Rules you wrote, never overridden

The ledger after fees

Get Cash Pass
Get Cash Pass

Everything you need at the register

Reminders to activate rotating categories, caps tracked through the year, fees netted off, and household rules shared so two people are not guessing separately.

Read only
Tokenized
No money moved
Reminded to activate

Rotating quarterly categories only count when you activate them. Cash Pass reminds you before the quarter runs out.

Caps tracked

A 6 percent grocery card stops being the right card once its annual cap is spent. Cap tracking keeps that from being a surprise.

Fees taken off the total

Annual fees are subtracted from what each card earned, so a card that costs more shows it on the ledger.

Your protections stay put

Purchase protection, warranty, rental coverage, and chargeback rights stay with your issuer. Cash Pass issues no card and moves no money.

Built for people carrying four cards or more

Transit, coffee, and four cards in my wallet. Cash Pass picks the commute winner before I unlock my phone.

Portrait of Marcus Hale
Marcus Hale
Four cards, daily commute
Marcus Hale, Cash Pass user
12

Months of spend history, read only

1

One answer at the register

My grocery bonus capped mid-month. Cash Pass switched me to the next-best card before I tapped the capped one again.

Portrait of Priya Shah
Priya Shah
Grocery runs, bonus caps

We locked Costco and the pharmacy to one rule. Now my partner and I tap the same card without a group text.

Portrait of Elena Vargas
Elena Vargas
Household rules, shared shops

Three steps. Then you tap.

Cash Pass wallet view with the Blue Cash Preferred ready to tap
Connect your cards

Connect the cards you already carry through a read-only link. No passwords stored. Your issuer keeps the protections.

Set your rules

Set a card for a shop, a chain, or a category. Leave the rest to your history and bonus rates.

Tap the answer

At the register, open the answer. One card. One reason. Then open it in your wallet and tap.

Start free. Upgrade when three cards are not enough.

Free tier is genuinely useful
Cancel anytime. Your plan runs to the end of the paid year
Monthly
Yearly
Free
$0
Three cards, rules you set
Up to 3 cards
Unlimited manual rules
Wallet deep links
Category reference
Start free
Get started
Get started
Pass
$4.92
Per month, billed $59 a year
Unlimited cards
Automatic rules from your history
Rotating category reminders
Cap tracking through the year
The annual fee ledger
Get started
Get started
Free
$0
Three cards, rules you set
Up to 3 cards
Unlimited manual rules
Wallet deep links
Category reference
Start free
Get started
Get started
Pass
$59
A year, for four cards or more
Unlimited cards
Automatic rules from your history
Rotating category reminders
Cap tracking through the year
The annual fee ledger
Get started
Get started

Questions? We’ve got answers

How does Cash Pass pick a card?

Does Cash Pass track caps and fees?

Is the free plan useful on its own?

What does Pass Family include?

Do I need an internet connection?

Get card alerts by text

Account updates by text: when a rotating category needs activating, when a cap is getting close, and when a rule changes.

You are subscribed. Reply STOP at any time to cancel.