Read-only card connections, explained

Connecting your cards to any app should come with a clear answer to one question: what can it do with them? For Cash Pass, the answer is short. It can read. It cannot act.

What Cash Pass can see

• Your transactions: the merchant, the amount, the date, and the category your issuer assigned.
• Twelve months of history, so recommendations start from how you actually spend.
• Enough about each card to match it with its rewards rates, caps, and fees.

What it can never do

• Make a purchase, charge a card, or move money.
• Change your account settings, credit limit, or autopay.
• See or store the password you use with your card issuer.
• Issue you a card or hold a balance.

Cash Pass is software. It issues no card, holds no balance, and moves no money, so your purchase protection, warranty coverage, rental car coverage, and chargeback rights all stay exactly where they are: with your card issuer.

Read only means the connection can look at your history. It cannot touch your money.

How the connection works

1. You choose a card to connect and sign in with your issuer through a secure third-party connection provider.
2. The provider gives Cash Pass a token, a limited key that allows read-only access. Your password is never shared with Cash Pass.
3. Cash Pass uses that token to read your transaction history and keep it current.
4. Data is encrypted in transit, and access inside the company is limited to staff whose role requires it.

Using tokens instead of passwords matters for more than security. If you change your card password, nothing breaks. If you want to cut off access, the token is revoked without touching anything else about your account.

Taking a card back out

You can disconnect a card at any time from the Cards tab. Once it is disconnected, Cash Pass stops reading new transactions from it. If you also want its history removed, email support@yourcashpass.com and ask us to delete that card's data.

Everything else about how your information is used, shared, and kept is covered in our Privacy Policy, which is written to be read, not skimmed.

Questions about connections

The bottom line

Read only is a promise with a clear boundary. Cash Pass can see where you spent and which card you used, and it uses that to name the right card next time. It cannot spend, move, or change anything, and you can take a card back out whenever you like.